Mortgage Rates Today

Whats The Prime Rate

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Street Finance: What is the prime lending rate? The prime rate is interest rate the banks charge to their most creditworthy customers. It’s usually the lowest interest rate anyone could qualify for. Since it’s the lowest, most desirable interest rate, getting the prime rate on a loan requires you to have an excellent credit score.

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What is the Prime Rate? The Prime Lending Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks. Banks make adjustments to the rate at the same time; although the rate does not adjust on any regular basis.

Q: What Is the Prime Rate? A: The prime rate is an interest rate that most banks use to set the annual percentage rate (APR) on credit cards, which determines how much interest you’ll pay on purchases and other transactions made with your credit card.

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Us 30 Year Mortgage Rate Chart Current Prime Lending Rate Us National average mortgage rates. The mortgage rates vary depending upon the type of loan that will be acquired by the consumer. For instance, in February, 2010, the national average mortgage rate for a 30 year fixed rate loan was at 4.750 percent (5.016 APR).

Fha Home Loans Rates History of mortgage interest rates 15- & 30-Year Fixed-Rate Mortgages (FRM) 1972 to The Present – Click Here for Recent Mortgage Rates – – Click Here for A Chart of Mortgage Rates – This webpage contains a large table. Please be patient while the page loads.

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What is the Prime Rate? The prime rate is defined by The Wall Street Journal ( WSJ) as "The base rate on corporate loans posted by at least 70% of the 10.

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The prime rate is a federal interest rate; it does not vary from state to state and is published in the Wall Street Journal. The discount rate is not publicized in a general publication.