Buyer Services Guarantee

The services stated below are part of the services we agree to do for all our buyers:

• Buyer Counseling Session - Discussing your needs and goals, and the plan to search for your property.
• Buyer Agency Alternatives - Agency alternatives for your and the sellers.
• Buyer Representation Agreement - We will explain this to you, and the special services We offer.
• Best Buyer Guidebook - A road map through the home-buying process.
• Financing Pre-Qualification - Arranging a pre-approval appointment with a reputable lender to identify your range of affordability.
• Coldwell Banker Team Search - We present your property search criteria to our sales team. We present you, when possible, with properties as they debut.
• Property Showing - We will show you properties that meet the criteria you have selected.
• Property Evaluation - We will discuss the positive and negative features of a property that may affect its value and future resale.
• Property Disclosure - We review all inspection reports and other documents pertaining to the condition of the property and full disclosure of its defects.
• Review of Written Seller Disclosure - We will review this statement so that you can choose to accept or specify the remedy for each fault disclosed.
• Appraisal Contingency - We will explain to you what this means.
• Home Warranty - We will explain to you the option of a home warranty plan to reduce your risk of repair when purchasing a property.
• Building and Termite Inspections - We recommend that you obtain professional building and termite inspections.
• Estimate of Funds Required - We provide a preliminary estimate of closing costs and down payment requirement anticipated in the transaction.
• Offer Preparation - We prepare a written offer on the property that you choose to purchase, with terms approved by you.
• Building and Termite Inspection Remedies - We will work with you to request the Seller to remedy the items you specify after your review of the building and termite inspection reports as your Offer to Purchase specifies.
• Negotiation Strategy - We will prepare a negotiating strategy for the property that you have selected, which includes a written Competitive Market Analysis and advice on the initial price and terms to offer where permitted.
• Offer Presentation - We endeavor to present your purchase offer directly to the seller in the presence of the listing associate.
• Walk-Through - We will accompany you on a thorough walk-through of the property (if one is provided for in the sales contract) before closing, and we will assist you in dealing with any problems discovered during the walk-through.
• Closing The Sale - We will monitor and inform you of the progress of the purchase agreement, including the satisfaction of all contingencies and conditions during the entire transaction.
• After-Sale Service - We will contact you after the closing to follow up on remaining details or service needs
• Service Satisfaction Survey - We will provide you with a confidential opportunity to give an evaluation of our services.

Financing Your Home >Happy Banking When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation. A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.? A  The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000. See More Real Estate Trivia >

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