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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
A	The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Jacque Scott, REALTORŽ, real estate agent and broker for Sonoma Valley, Sonoma and Sonoma County California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jacque Scott
Pacific Union International
640 Broadway
Sonoma, CA 95476
Direct Line: 707-934-2305
Cell: 707-337-1041
Fax: 707-939-9588
Email: Jacque@WeSellSonoma.com
Email: Jacque.scott@pacunion.com
With over thirty years of experience with buying, selling and developing real estate, Jacque's clients have come to expect the best. Representing both buyers and sellers, and giving all clients an in depth consultation on all aspects of the real estate transaction, Jacque is your BEST choice! She specializes in residential real estate in both Marin and Sonoma County. Call or email Jacque today!!!

Sotheby's International Realty real estate and homes for sale in Sonoma Valley, Sonoma and Sonoma County California

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