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Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (heloc) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.
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Restrictions placed on S&Ls at their creation via the Federal Home. and loan (S&L) crisis led to the failure of nearly a third of the 3,234 savings and loan associations in the United States.
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