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Honolulu Home Loans Mortgage Rates Mortgages and home loans in Honolulu HI. Find a mortgage, find a home loan or refinance a current loan with mortgage lenders in Honolulu HI.. Honolulu Mortgage Rates and Home Loans Edit the averages shown below to see the payment that works best for you.Buying Home No Money Down Mortgage Lender Requirements State Licensing Requirements – A CFLL broker is authorized to act as a broker in connection with loans made by a CFLL lender. A license can be issued as a lender, a broker or both. Only companies making or brokering residential mortgage loans are required to be licensed through the NMLS.