Home Loan Mortgage

Get A Pre Approval Letter

A pre-approval letter doesn't bind you to any lender. That being said, if you do.

Decide when to get a preapproval letter. lenders typically check your credit before issuing a preapproval letter, and the letter may have an expiration date on it (typically 30 to 60 days). For these reasons, many people wait to get a preapproval letter until they are ready to begin shopping seriously for a home.

You can easily customize your approval letter so that if you make an offer that’s less than what you’re approved for, sellers won’t know. Close With Confidence We’ll get you to the most exciting part of buying a home as fast as possible with no surprises.

What is a Pre-Approval Letter? A pre-approval letter is a document that states the loan amount a lender is willing to make to a borrower. It is not a guarantee to lend, but it carries significant weight, especially to other parties in a real estate transaction such as agents and sellers.

To get a preapproval letter, you need documents verifying your income, employment, assets and debts. A mortgage preapproval tells sellers you can back up your offer.

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Getting a mortgage pre-approval letter is the first step in the home buying process . Learn what a pre-approval is and what you need to get one.

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Find a Local Mortgage Lender for a Home Loan or Refinance.

A preapproval letter is great, but remember you are not locked in to the lender or lenders that gave it to you. Shop around for the best rate and choose the lender that offers you the best terms.